Teach Children How To Use Money, Manage Money

March 12 has just been considered a major test of the entire people’s financial problems. Although this is considered an interesting and welcomed occasion, the consumption is very impulsive, regardless of economic conditions, it is easy to create an “financial crisis” that is even easier to buy. Unnecessary things cause waste.

Such consumer habits lead to great consequences on financial education. Without financial education and money for children, it is very likely that we will raise them into “Princess of consumption” and “Dude”, even affecting future happiness of children.

So how should parents teach their children how to manage money from an early age?


Financial business is not simply making money.

Vice President of Global Group Sesame Street said: with the rapid development of the global economy today, the wealth of material accumulated by everyone is constantly increasing. However, in today’s world, many people and families will still face uncertainties and challenges in the economic situation.

Based on this status and challenge, Sesame Street Studios was sponsored by the Metropolitan Life Fund in 2013 to implement the Family Financial Business Development, Search and Accumulation Program in 9 countries around the world.

When it comes to family finance and business development projects, many people can combine it with money and the economy. In fact, it not only teaches children how to save money but also about cultivation. ability and teach them how to plan, how to choose, how to achieve their own desires.

The Family Finance Program focuses on the development of children and focuses on developing basic skills. These skills and skills will lay a solid foundation for the future lives of children.

Family Finance Program based on Child Psychology and Developmental Psychology, based on the characteristics of children between the ages of 3 and 6 and their family characteristics, carefully developing some content Appropriate education for them to participate in this event. Through these content, we also help them set dreams, develop dreams, plan and set goals.


Financial business is to have future happiness.

The director of a university’s family education research center said: Financial education is basically a life education that can help families achieve a good life. It involves not only the economy but also many aspects of life.

For example, a family’s financial business is related to the logical arrangement of life and mutual understanding among members, which is also largely related to the closeness between family members. family.

In addition, financial education also involves ethics and culture. For example, in the traditional culture of India, “military people respect the names of important people.” In fact, reputation and benefits can be combined. Military loving money is also a good way of financial education. Financial education can be combined with many other things combined.

From more than 100 years ago, it was mentioned in “New People Theory” that: “Each individual is a good person and everyone is a good person.” Autonomy and self-discipline in financial business education related to moral education.

With the overall development of a country, what is especially supported is “dignity” and “dignity”. If we integrate financial and economic education into family building, family management and family education, everyone’s daily life will become more satisfying.

Financial education is not an end but a means, for the ability of happiness, it is a kind of soft power, to motivate people to improve their quality, and ultimately have a worthy life.

Financial business is a kind of resource management capability

The founder of APP, Super Parenting and other specially invited experts said: Our team often takes children abroad to participate in activities, and each time we make parents’ suggestions. is carrying children from 50 to 300 euros.

One of those children, there was a child before the age of 11, his mother always gave him 30 euros. When she was 12 years old, she came to the United States, her mother changed her normal state to give her $ 1,000, along with a high-value credit card.

This mother’s explanation is: When I was young, I hoped that my children would know how to satisfy themselves and make themselves more interesting in a limited resource. In the future, to inherit the family industry, I need to let my child know how to control his own desires and how to spend money.

Through this story, I think that financial business testing is the way a person looks and manages his or her own resources. Money is a resource. If a person can manage his money well, he really needs to learn how to manage his time, and he needs to learn how to manage his emotions.

If a person has enough financial resources, he has a clear understanding of the type of goal he wants to achieve, the resources he has today, and how to use his resources to achieve target. This is an extremely important type of capacity.

Every year, many parents ask me a question: Recently my kids always want to get money from home, what to do? Through observation and seeing that such children are basically concentrated in the age group of 9 years and 10 years old.

Because families of children basically do not have a clear concept of out-of-pocket money, but at the same time, children of this age have a certain desire for money, if parents do not give Children with an accurate financial education, children will have incorrect thoughts about money. It is possible to make money mistakes.


To practice financial education in life, parents need to read and study the books of the Institute of Nursing Science. Financial education is not only about teaching children how to make money, how to spend money, but also helps them master and improve their ability to grasp happiness.

Sesame Street Studio and parents’ reading magazines together develop a series of financial business training courses for families from 3-6 years old. The syllabus consists of three parts, one is the goal, the other is self-control and the other is action.

Goal is the first step to achieving your dream. In financial education, we must first teach children what they want and what they need, tell them to meet their needs first, and have the power to recognize what they want.

The child’s choice is even related to and influences its formation. Parents can also work with their children to develop a short-term and long-term goal.

Second, the child is in the process of achieving his goal, including controlling his emotions. For example, many children go to the supermarket and go to a toy store, they want everything, and they can’t even control their emotions.

At this point, parents should guide their children to learn how to control themselves. For example, before going out, the child may choose a number of toys to put in a travel bag, so that the child learns how to manage his emotions in balance.

The final step in financial education is specific action. Parents should learn how to practice financial education in their lives, such as taking the opportunity to go to the supermarket, go shopping, travel and talk with their children about financial issues.



Teach children to understand that money is exchanged by doing hard work, letting children understand that loving money and spending money is respect for labor and gratitude to parents.


When a child grows up, parents can give some allowance and prepare a special envelope, wallet or piggy bank to keep the reward for doing the job, red envelope, pocket money, etc. from family jobs.


First, explain to the child the needs of life – needs and unnecessary – want. Second, help the child realize that he can’t buy everything home. Finally, when parents reject the child’s unreasonable request, it is important to understand the child’s mood.

Be firm in your attitude, discover the real needs behind your child’s desire for an item and guide them scientifically.


Parents should teach their children the usual economic and financial consciousness in their lives step by step. For example how to be confirmed, how to have different types of advertising, how psychology affects consumer decisions, and so on.

Parents should guide their children in developing good shopping habits and being able to identify different consumer traps.


The best way to learn is to provide your child with a realistic and comprehensive picture of the family’s economic situation and to participate in the family’s economic decisions.

Children engage in savings, consumption, investment, compensation, understanding the relationship and meaning of money to life from their parents’ commercial judgments and making rational decisions every time face with the same problem when growing up.

If you find this article useful, please share it with everyone. You can also find business knowledge, how to get rich, what business is an effective start-up idea, how to make money with other products or ideas in the 100startupideas.com search section.

Leave a Reply

Your email address will not be published. Required fields are marked *